Intake
Integrity
Every application that enters your pipeline, by email or through your borrower application portal, lands in your CRM already captured, extracted, structured, and validated. Risk doesn't start at the credit decision, it starts here. We call this Intake Integrity: clean, decision-ready data from the first touch, so every downstream layer works on information it can trust.
/Manual document handling slows everything down
Credit underwriting is often slowed by manual, repetitive tasks in document handling. Those limitations create:
- 01Slow turnaround times that delay deals and frustrate brokers.
- 02Limited scalability that constrains growth as volume rises.
- 03Human error causing rework and inconsistent, unreliable data.
/Credit Application Intake Automation
Automates credit applications from source to CRM, capturing, extracting, and validating every field, so your team starts from information it can trust.
Collection
Receive new applications from multiple sources (email, broker portal, web forms) in one pipeline.
Extraction
Automatically extract key data from all document types, including handwritten forms.
Validation
Kin checks every extracted field for consistency and completeness, catches duplicate deals before they hit your pipeline, and flags anything off, so your team validates in seconds instead of re-keying.
Submission
Automatically create an application record in your CRM and upload every attachment.
/Cleaner data. Lower risk. Room to grow.
No data entry. Your team validates and submits, they don't re-key. OCR alone still leaves errors to fix, so Kin hands underwriters clean, structured data to confirm in seconds. One US equipment finance lender ran this for five months and absorbed 94% more volume with no new hires.
Real results from a US equipment finance lender, November 2025 to March 2026. Annual figure is based on March volume and conservative, since volume grew every month.
A layer of Underwriting Intelligence
Risk-first credit decisioning, built for your business.
/Scalable, seamless, reliable
All sources, one pipeline
Broker-submitted, email, portal, or handwritten: everything converges into a single intake flow.
Clean records, straight to your systems
Structured, error-free records land in the CRM or LOS you already run, attachments and all. We integrate with any system and have hands-on experience across the major platforms, including Salesforce.
Scales with your portfolio
As application volume grows, intake keeps pace, feeding clean data into every downstream layer.
/Where this layer sits
You are at the beginning
Intake Integrity is Layer 01, where a risk-first process starts. Applications arrive by email or through your borrower application portal, and Kin captures them at the source and turns them into usable, structured data. Not just the application fields, but every document submitted, all of it captured, usable, and stored for the decisions that follow.
02Counterparty Risk, Verified
Now that the data is structured, the next question is who it actually belongs to. Clean intake hands verification a reliable starting point.
Explore Layer 02 →Talk with an expert
Tell us about your portfolio and the credit problems you're wrestling with.
We'll show you what underwriting intelligence, built around your book, actually looks like.